Want the Best Burial Insurance in California? You Just Found It!

burial insurance california

Between California’s explosive growth following the discovery of gold in 1848, the fields of golden poppies that appear each spring throughout the state, the golden gate bridge, and the clear, golden coastal sunsets over the Pacific – California truly is The Golden State! In this article we will review how to get the best Burial insurance for you and your loved ones in California.

California is an amazing state. Tons of coast, lots of land, beautiful geography, outstanding wineries, and beautiful communities. California is a very progressive state and that comes with wonderful social outcomes, but also bring to the forefront some of the financial issues that none of us want to think about. The homeless, children who suffer from malnutrition, and yes drug use.

If You are Reading this Article, You are Probably Seriously Thinking About How Best to Protect Your Family with Burial Insurance in California

Lucky you! You have come to the exact right place. What is our goal and purpose as a company? To help people in California and across the U.S. get the very best burial insurance with excellent coverage and the lowest monthly rates out there! 

At Insurance for Final Expense, we strive to make the sometimes confusing and difficult process of attaining a great burial insurance plan as simple and straightforward as possible. We don’t use tricky gimmicks. We don’t employ pushy agents. That’s not what you will get with Insurance for Final Expense. You may face that with some of our competitors. Not here. We are in this together. We are here to provide you, in California, with the very best options in burial insurance.

Always know that we are here to serve YOU, never to sell you. It is our objective to help you effectively see the entirety of your choices and never to drive you into a plan that doesn’t suit you. Our way of thinking is, consistently has been, and will remain, client first. This is a personal decision. We know this. You are in charge of the process. We are your resource.

california state flag

Read on to get some important state specific stats about California, along with the many things that make California such a great place to live or visit. We will also let you know how to find the best burial insurance policy in California and help you in truly understanding exactly how burial insurance can help protect you and your family.

Leading Causes of Death in California

Rank Cause of DeathTotal Deaths
1 Heart Disease 62,797
2 Cancer 59,516
3 Stroke 16,355
4 Alzheimer’s Disease 16,238
5 Chronic Lower Respiratory Diseases 13,881
6 Accidents 13,840
7 Diabetes 9,595
8 Influenza/Pneumonia 6,340
9 Hypertension 5,596
10 Chronic Liver Disease/Cirrhosis 5,325

(note: these statistics are taken from CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)


Stroke is the number 3 leading cause of death in California. We also see it in the top ten across the country in these reports. Somebody in the U.S. has a stroke every 40 seconds. While not all strokes are fatal, they kill over 130,000 Americans each year. Those that are not fatal often cause temporary or permanent disability.

Signs of a Stroke

According to the CDC, the following are signs of a stroke in both men and women…

  • Sudden numbness or weakness in the face, arm, or leg, especially on one side of the body
  • Instant confusion, trouble speaking, or difficulty understanding speech
  • Sudden trouble seeing in one or both eyes
  • Quickly experiencing trouble walking, dizziness, loss of balance, or lack of coordination
  • Sudden severe headache with no known cause

Life Expectancy in California

The average life expectancy in California was 81.6 years (in 2018), putting at number 2 among all US states. The statistics improves as of .8 since 2010, when California’s life expectancy was on average 80.6 years old. You’re doing something right in California! Keep it up…

Hawaii has you beat though. They are at the number one position with a life expectancy of 82.3. Is this a warm weather, beach thing? Now, many people wonder if coming from a state with a long-life expectancy might affect Burial insurance premiums. After all, the longer you live, the more payments the carriers receive. And because these aren’t term policies, they never expire. Logically, one would assume that they should pay a lower rate because of this, but it is not the case.

Your age and health will be a consideration when getting great low-cost burial insurance in California. But not as much as you may think. We urge you to stop procrastinating! One simple call to Insurance for Final Expense could change the path and consequences of your family’s lives and the legacy you leave them.

The 15 Best Places to Visit in California

The best places to visit in California include sunny beachside towns, snowy mountain resorts and sprawling metropolises.

Timeout.com put together the following list of the 15 best places to visit in California:

  • Yosemite: Quite possibly the most spectacular showcase of the Earth’s natural beauty.
  • Napa Valley: Take an especially scenic patch of California countryside, and add relaxed vibes, world-class dining, and a hell of a lot of exceptional wine.
  • Big Sur: Redwoods meet the sea at this nature-filled escape perched high above the Pacific.
  • Lake Tahoe: The second largest lake in the nation is a year-round destination for skiing, watersports, and alpine splendor.
  • Palm Springs: Originally popularized by Sinatra-era celebs, this serene desert escape is finding a new audience with mid-century style and a popular music fest.
  • Healdsburg: The chic epicenter of Sonoma County’s wine and food scene.
  • Santa Barbara: A seaside gem in Central California.
  • Mendocino: A rugged stretch California coastline with a few nods to New England.
  • San Diego: Beaches, beer and border culture help define this sunny SoCal town.
  • Los Angeles: This oft-misunderstood city is the cultural hub of California.
  • San Francisco: Home to more than a few California landmarks—Golden Gate Bridge, Chinatown, Alcatraz—San Francisco charms with hilltop vistas and exceptional eateries.
  • Orange County: The home of Disneyland offers more magical reasons to linger.
  • Santa Cruz: The birthplace of mainland surfing is redefining the modern, California surf town.
  • Sea Ranch: A Northern California coastal nirvana made even more alluring by striking, 70s-era modernism.
  • Catalina Island: Southern California without the freeways.
Catalina Island

Shopping for Burial Insurance in California

It is important to use care when shopping for Burial insurance. Luckily, at Insurance for Final Expense, we make it easy for you. Don’t waste your time with captive agencies who are not looking out for your best interest. We have it all here, in one place!

All you need to do is fill out the burial insurance quote form on our website, and you can review and compare rates and carriers. The cost of insurance over the life of the policy is minimal, and the benefits provided are critically important to your survivors. You should determine what you need. Then, call us with any questions.

Independent Insurance Agency vs. a Captive Agency

Many of you in California have seen the constant advertisements for  John Hancock Burial Insurance  Colonial Penn Burial Insurance, State Farm Burial Insurance, AARP burial insurance, Gerber life Burial insurance and Globe Life Burial Insurance. These companies are unrelenting. Why? Because they are fueled by captive agents making huge commissions based on your death. Not okay…

At Insurance for Final Expense, we give you choices. We can do that because we are an independent agency.  We offer a variety of the best, most honorable and financially stable insurance companies with a variety of plans so that you can choose what’s best for you and your family.  

We Work with Only the Best to Help you in California with Burial Insurance!

And we only work with best of the best insurers, like Mutual of Omaha Burial Insurance, Liberty Bankers Life, Prosperity Life Group, Sentinel Security Life, Royal Neighbors Insurance, AIG, and Great Western Insurance Company to name a few. Please feel free to read all of our burial insurance reviews on our website. But keep in mind, you don’t need to be some sort of funeral insurance policy genius to get the best coverage out there. We will guide you through the entire process, from beginning to end.

How Does Burial Insurance Work?

Burial Insurance plans are logical policies tailored for folks who don’t want to leave their families in financial distress when they die. Burial Insurance policies are simply small-scale whole life policies tailored to cover your final expenses.

Here is what you can expect from a Burial Insurance Plan when you work with Insurance for Final Expense:

  1. Locked Premiums
  2. Survivor Benefits Never Go Down
  3. No Policy Expiration Because of Age… EVER

Insurance for Final Expense Can Provide Coverage on Day One

After approval, you will be protected on the day of your first payment (unless you have certain major health conditions, in which case a two-year waiting period may be imposed by the insurer).  But we would rather get you into a policy with a NO two-year waiting period when possible.

So How Do You Find the Best Burial Insurance Policy in California?

When it comes to getting Burial Insurance in California, it is so important to work with a licensed, independent agency that specializes in burial insurance.

To find the best burial insurance in California, you really should be working with an independent agency representing multiple burial insurance companies. If you choose to go with one of the big-name advertisers like Colonial Penn, Globe Life, State Farm, Gerber Life Insurance or AARP, you are tied to one burial insurance product, whereas we are able to give you multiple low-cost options.

Working with an independent agency like Insurance for Final Expense is completely free to you. Unlike working with a captive agent, we as independent agents are paid by the insurance companies. It has zero effect on your rates. 

If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.