Want the Best Burial Insurance in California? You Just Found It!

Between California’s explosive growth following the discovery of gold in 1848, the fields of golden poppies that appear each spring throughout the state, the golden gate bridge, and the clear, golden coastal sunsets over the Pacific – California truly is The Golden State! This article will review how to get the best Burial insurance for you and your loved ones in California.
California is an amazing state with tons of coast, lots of land, beautiful geography, outstanding wineries, and beautiful communities. California is a very progressive state that comes with wonderful social outcomes. It also brings to the forefront some of the financial issues that none of us want to think about—the homeless, children who suffer from malnutrition, and yes drug use.
Read on to get some important state-specific stats about California, along with the many things that make California such a great place to live or visit. We will also tell you how to find the best burial insurance in California and truly understand exactly how burial insurance can help protect you and your family.

Leading Causes of Death in California
Rank | Cause of Death | Total Deaths |
1 | Heart Disease | 62,797 |
2 | Cancer | 59,516 |
3 | Stroke | 16,355 |
4 | Alzheimer’s Disease | 16,238 |
5 | Chronic Lower Respiratory Diseases | 13,881 |
6 | Accidents | 13,840 |
7 | Diabetes | 9,595 |
8 | Influenza/Pneumonia | 6,340 |
9 | Hypertension | 5,596 |
10 | Chronic Liver Disease/Cirrhosis | 5,325 |
(Note: these statistics are taken from the CDC website, and the data is for 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)
Life Expectancy in California

California’s average life expectancy was 81.6 years (in 2018), putting at number 2 among all U.S. states. The statistics improve as of .8 since 2010 when California’s life expectancy was 80.6 years old. You’re doing something right in California!
Hawaii has you beat, though. They are at the number one position with a life expectancy of 82.3. Is this warm weather, beach thing? Now, many people wonder if coming from a state with long-life expectancy might affect Burial insurance premiums. After all, the longer you live, the more payments the carriers receive.
What Are the Average Funeral Costs in California?

The average funeral cost in California may range from $1400 to $4300, excluding the casket, flowers, grave markers, or cemetery plot. These costs may vary according to your requirements, location, services you choose. Here is a proper breakdown of funeral costs for you:
Service Type | Average Cost | Price Range |
---|---|---|
Direct Cremation | $1,385 | $550 – $3,540 |
Immediate Burial | $1,790 | $650 – $4,400 |
Cremation Memorial | $3,295 | $1,775 – $5,820 |
Full Service | $4,250 | $2,770 – $9,770 |
Los Angeles Funeral Costs
Service Type | Average Cost | Price Range |
---|---|---|
Direct Cremation | $1,560 | $620 – $2,350 |
Immediate Burial | $1,785 | $890 – $3,395 |
Cremation Memorial | $2,825 | $1,550 – $6,560 |
Full Burial | $5,640 | $4,210 – $9,705 |
San Diego Funeral Costs
Service Type | Average Cost | Price Range |
---|---|---|
Direct Cremation | $1,330 | $640 – $2,645 |
Immediate Burial | $1,565 | $825 – $3,890 |
Cremation Memorial | $3,215 | $1,630 – $5,380 |
Full Burial | $6,135 | $4,330 – $8,725 |
San Jose Funeral Costs
Service Type | Average Cost | Price Range |
---|---|---|
Direct Cremation | $1,575 | $690 – $2,595 |
Immediate Burial | $1,665 | $1,495 – $2,195 |
Cremation Memorial | $3,350 | $2,290 – $5,935 |
Full Burial | $6,380 | $5,205 – $9,280 |
San Francisco Funeral Costs
Service Type | Average Cost | Price Range |
---|---|---|
Direct Cremation | $1,665 | $850 – $2,895 |
Immediate Burial | $2,220 | $1,200 – $3,545 |
Cremation Memorial | $3,775 | $1,625 – $5,395 |
Full Burial | $6,780 | $4,300 – $8,440 |
What Makes Final Expense Insurance So Great?

Burial Insurance plans are logical policies tailored for folks who don’t want to leave their families in financial distress when they die. Burial Insurance policies are simply small-scale whole life policies tailored to cover your final expenses.
Since these aren’t term policies, they never expire. Logically, one would assume that they should pay a lower rate because of this, but it is not the case.
Here is what you can expect from a Burial Insurance Plan when you work with Insurance for Final Expense:
- Locked Premiums
- Survivor Benefits Never Go Down
- No Policy Expiration Because of Age… EVER
Your age and health will be considered when getting great low-cost burial insurance in California, though not as much as you may think. We urge you to stop procrastinating! One simple call to Insurance for Final Expense could change the path and consequences of your family’s lives and the legacy you leave them.
How Can You Choose the Best Burial Insurance In California?

It is important to use care when shopping for California Burial insurance. Luckily, at Insurance for Final Expense, we make it easy for you. Don’t waste your time with captive agencies that are not looking out for your best interest. We have it all in one place here!
You may call 20 insurance companies and ask for their quotes, but they will simply refer you to one of their agents because that’s how the industry works. Independent agents like us represent several reliable carriers to offer you the best quotes based on your age, health, gender, and coverage requirements.
All you need to do is fill out the burial insurance quote form on our website, and you can review and compare rates and carriers. The cost of insurance over the policy’s life is minimal, and the benefits provided are critically important to your survivors. You should determine what you need. Then, call us with any questions.
What Are the Average Costs for Final Expense Insurance in California?
If you want to buy California burial insurance with coverage ranging from $5000 to $10,000, you have to pay monthly premiums between $14 and $162. The costing factors include your age, coverage requirements, health conditions, and gender. Usually, women and younger people get lesser rates than seniors. Here are the premiums you can expect:
Monthly Premium Rates for Men with $5,000 Death Benefit
Age | Good Health condition by Insurer | No Health Questions Asked |
50 | $16 | $20 |
55 | $19 | $24 |
60 | $23 | $29 |
65 | $29 | $35 |
70 | $38 | $44 |
75 | $51 | $63 |
80 | $65 | $82 |
Monthly Premium Rates for Men with $10,000 Death Benefit
Age | Good Health condition by Insurer | No Health Questions Asked |
50 | $30 | $40 |
55 | $35 | $46 |
60 | $43 | $57 |
65 | $56 | $68 |
70 | $74 | $88 |
75 | $100 | $125 |
80 | $126 | $162 |
Monthly Premium Rates for Women with $5,000 Death Benefit
Age | Good Health condition by Insurer | No Health Questions Asked |
50 | $14 | $15 |
55 | $16 | $18 |
60 | $18 | $24 |
65 | $22 | $28 |
70 | $28 | $35 |
75 | $38 | $46 |
80 | $48 | $64 |
Monthly Premium Rates for Women with $5,000 Death Benefit
Age | Good Health condition by Insurer | No Health Questions Asked |
50 | $25 | $28 |
55 | $28 | $36 |
60 | $33 | $45 |
65 | $41 | $55 |
70 | $53 | $69 |
75 | $72 | $90 |
80 | $93 | $126 |
How to Find the Best Burial Insurance Provider in California?

Working with an independent agency like Insurance for Final Expense is completely free to you. Unlike working with a captive agent, we, as independent agents, are paid by the insurance companies. It has zero effect on your rates.
And we only work with best of the best insurers, like Mutual of Omaha Burial Insurance, Liberty Bankers Life, Prosperity Life Group, Sentinel Security Life, Royal Neighbors Insurance, AIG, and Great Western Insurance Company to name a few. Please feel free to read all of our burial insurance reviews on our website.
But, you don’t have to be some funeral insurance policy genius to get the best coverage out there. We’ll guide you through the entire process, from beginning to end.
Why Choosing Insurance for Final Expense Will Save You Big Money?

When it comes to getting Burial Insurance in California, it is essential to work with a licensed, independent agency specializing in burial insurance.
To find the best burial insurance in California, you really should be working with an independent agency representing multiple burial insurance companies. Suppose you choose to go with one of the big-name advertisers like Colonial Penn, Globe Life, State Farm, Gerber Life Insurance, or AARP. In that case, you are tied to one burial insurance product, whereas we can give you multiple low-cost options.
If you need help with a guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, fill out the quote form on this page, and a licensed agent will be in touch with you promptly.