Many people in Ohio and across the United States think Burial Insurance will be not only expensive, but also may not fit their expectations. What exactly does Burial Insurance entail? Is it just some scam targeted for seniors?
The answer is NO… if you work with the right company, who delivers on their promises. At Insurance for Final Expense, that’s exactly what we do. We truly appreciate our Ohio customers, and are dedicated to getting them the best burial insurance.
Who doesn’t love Valerie? Let’s be clear… I’m a bit of a Food Network junkie. I am not the best cook on the planet, but I like to think I am 😊. The other day I was watching her on her show, Valerie’s Home Cooking.
She was sharing some of her favorite cooking tips for folks in Ohio. We all know that Valerie was married to Eddie Van Halen back in the day, but she remarried her current husband, Tom Vitale in 2010. Guess where Tom is from? You guessed it… Ohio!
She shared how he has influenced her cooking. People from Ohio, she says, love cinnamon and dark chocolate in their chili. That sounds delicious to me! Fried bologna sandwiches and tomatoes are also quite popular in Ohio according to Val.
And do we even need to talk about “Hot in Cleveland”? Anyone from Ohio or across the country who watched that show certainly got tons of laughter from it.
Ohio and Burial Insurance Coverage
Burial Insurance is made for people just like you in Ohio. Burial insurance delivered from a reputable company is the key. It is a straight forward, economical way to ensure that your cremation or burial costs are taken care of, so that your family is not financially responsible.
But are you in good enough health to get Burial Insurance coverage in Ohio? There are several factors that are involved in the answer to this question. First off, you will need to be in good general health. If you are generally in good health, we can get you set up with a plan that begins on the day of your first payment. Now if you have or have had some health concerns, this doesn’t necessarily mean you will be refused. However, there are some more serious health issues that do typically result in what is known as a two-year waiting period.
Be Prepared to Answer a Health Questionnaire.
The insurer will cross reference your answers with a prescription history file. It is very important that you answer the health questionnaire honestly!
In this article we will go over the best options for burial insurance coverage for folks in Ohio. We will also go over some Ohio state specific statistics and look at what makes the Buckeye State so wonderful! Ohio’s state motto is “With God, all things are possible”. We couldn’t agree more…
The Average Cost of Burial and Cremation in Ohio
Whether you are purchasing burial coverage for yourself or for another family member, you are probably aware that funeral costs can be extremely expensive. Ohio has a strong tradition for burial, but cremation is becoming more popular these days. It really comes down to the wishes of the deceased. But of couse finances play a role. That’ why it is so very important to have final expense insurance in place.
The National Association of Funeral Directors (NFDA) put the average cost of a funeral in Ohio at $7,045 (2012). A full traditional burial can cost much more than this. As we said, cremation is on the rise. Some of this is due to limited space in some metropolitan area cemeteries, which driven up the cost of burial plots. A full-service cremation is likely to cost somewhere between $2,000 and $4,000 in Ohio.
Shopping for Burial Insurance in Ohio
Advertisements for Burial Insurance are all over the place, on TV, online, radio, print etc. You are barraged with these ads from companies like AARP Burial Insurance, Colonial Penn Burial Insurance, John Hancock Burial Insurance, Aetna Final Expense Insurance, State Farm Final Expense Insurance or Globe Life Insurance. These are all fine burial insurance companies, but you may not be getting the best rates with them.
Working with an independent agency, like Insurance for Final Expense, means that you are dealing with an independent agency offering multiple burial / final expense plans and solutions. Because we deal with numerous carriers, we are able to get you the best plan to suit your specific desires. We only work with best of the best insurance carriers, like Mutual of Omaha Burial Insurance, Royal Neighbors Insurance, AIG, Liberty Bankers Life, Prosperity Life Group, Sentinel Security Life and Great Western Insurance Company to name a few. You don’t need to be a policy genius. Working with these excellent companies, we will help you get the best burial insurance available.
10 Great Things About Living in Beautiful Ohio
- The Heart of it All: Nearly 50 percent of the U.S. population lives within 500 miles of Columbus.
- Low Cost of Living: The Buckeye State placed 9th in CNBC’s annual ranking of America’s cheapest states to live in.
- Health Care: The Cleveland Clinic’s reputation is known around the world.
- Higher Education: In Niche’s annual college rankings for 2017, Ohio State placed 14th on the list of the best public universities in America.
- Battleground State: Ohio has sent eight chief executives to the White House.
- Ohio Seasons: In Ohio, it rains in the spring, it’s hot in the summer, the leaves change in the fall and it snows in the winter.
- Lake Erie Islands: The islands and coastal towns of Lake Erie offer everything you will love about a waterfront vacation.
- Land of Amusement Parks: Ohio has two of the top ten amusement parks in the country, according to Travel Channel fans.
- The Food: Foodies love Ohio. Cincinnati is home to Goettafest and Skyline Chili.
- People in Ohio are Soooo Friendly! In Ohio, folks are friendly and fair.
Read on to learn some important state specific health related stats about Ohio. We will also discuss getting the absolute best burial insurance policy in Ohio and learn how important burial insurance is for your family and your own piece of mind.
Leading Causes of Death in Ohio
|Rank||Cause of Death||Total Deaths|
|4||Chronic Lower Respiratory Diseases||7,312|
(note: these statistics are taken from CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)
Life Expectancy in Ohio
The average life expectancy in Ohio was 77.1 years (in 2018). Overall, Ohio ranked #42 in average life expectancy across all U.S. states. That was a decrease of 0.7 from 2010 when the average life expectancy was 77.8 years old.
Ohio is in the bottom 10 U.S. states for life expectancy. Will this have any effect in your burial insurance coverage?
The answer is NO! At Insurance for Final Expense, we see you as an individual who deserves the same dedicated service as everyone else in the country. With that said, we will get you the best burial insurance coverage in Ohio.
The Burial Insurance We at Insurance for Final Expense Provide for Those in Ohio
At Insurance for Final Expense, we work with a large group of the very best burial insurance companies with plans and choices that suit YOUR needs… We can do that because we are an independent burial insurance agency. You and only you know what’s best for you and your family and we respect that. Please feel free to read all of our burial insurance reviews on our website.
Finding the Best Final Expense Insurance Policy in Ohio
First off, when choosing Burial Insurance in Ohio, it is essential to work with a licensed, independent agency that specializes in burial and final expense insurance.
To find the best choice in burial insurance in Ohio, it is so very important that you work with an independent agency who represents multiple burial insurance companies. We can’t emphasize this enough! We hope you don’t… but if you go with one of the big-name advertisers like John Hancock, State Farm or Colonial Penn, you are glued to one burial insurance product, whereas we are able to give you multiple affordable, excellent burial insurance options. This is a serious decision. Make sure you know what your options are!
Working with an independent agency like Insurance for Final Expense is 100% free to you. Unlike working with a captive agent, we as independent agents are paid by the insurance companies. It has no effect on your policy.
If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.