How to Get the Best Funeral Insurance in New Mexico

Funeral Insurance New Mexico

New Mexico, aka “The Land of Enchantment” is a state full of inspiring scenery, amazing culture and a rich history. According to the 2019 U.S. Census, the total population of New Mexico was estimated at 2,096,829, with 17.5% of that number over the age of 65. Now let’s be clear, we typically help those age 55 and over with this type of insurance (burial/funeral). In this article we will show you how we can get you the best funeral insurance in New Mexico. We’ll also talk about some state specific statistics and discuss some of what makes New Mexico such a great state!

New Mexico, Arizona, Colorado and Utah all share a special bond among U.S. states. Why? We are all 4 corners states! New Mexico is one of the states that form the Four Corners, the only location in the United States where four states intersect at one point. The other three states are Arizona, Colorado, and Utah.

At Insurance for Final Expense, we are proud to be your western neighbor and fellow 4 corners state! We are physically located Scottsdale, Arizona, but serve states nationwide, including our friends in New Mexico.

We love helping those in New Mexico to get the very best funeral Insurance coverage. Let’s just say… If you are looking for premier funeral insurance to cover your family in New Mexico, you’ve come to the right place!

Four Corners Monument

4 corners monument

Why Funeral Insurance is Such an Important Thing to Have in Place

Now when you here the term, funeral insurance, don’t assume we are only talking about a tradition funeral with a burial and casket, etc. Also understand that the term “funeral insurance” is used interchangeably with the terms “burial insurance” and “final expense insurance” in the industry.

So funeral insurance also covers cremation and whatever range of services you would like upon your passing. Now, I know there is nothing pleasant about the subject, but this is something put in place for your family and loved ones. When you do pass, there will be hefty costs associated with laying you to rest. The last thing anyone wants to do it put family members into a financial pickle at this time of grief. They may be forced to dig into their savings (if they have any) or rack up loads of high interest credit card debt in order to pay for the costs.

This is where Funeral Insurance comes in. This type of insurance is simply a small whole life policy that ensures that your loved ones won’t be burdened financially with the far to expensive costs of a funeral. The amount of coverage people get is commonly anywhere between $5,000 to $25,000 in coverage.

The Average Cost of Burial and Cremation

The typical traditional funeral costs between $7,000 and $12,000. This includes viewing and burial, basic service fees, transporting remains to a funeral home (hearse), a casket, embalming, and other preparation. The average cost of a funeral with cremation is $6,000 to $7,000. Neither of these costs include a cemetery, monument, marker, a reception following the memorial service, or other items like flowers or funeral programs (pamphlets).

Regardless of whether you plan to be buried or cremated, this is a lot to ask of your family as they are grieving your loss. Especially when you can get covered now for as low as $19.95/mo.

Shopping for Burial Insurance in New Mexico

Funeral Insurance can seem intimidating, but we make it simple. People see ads everywhere and are left with questions. “Am I healthy enough?” “How much coverage should I get?” “Can I afford this?”

Some of the confusion stems from the big, household-name advertisers out there with various policy claims and promises.

We are here to assure folks in New Mexico that you don’t need to run to one these companies to get the best funeral insurance (actually, you shouldn’t). You probably know who we are talking about… AARP Funeral Insurance, Colonial Penn Funeral Insurance, Globe Life Funeral Insurance, John Hancock Funeral Insurance, Gerber Life Funeral Insurance and State Farm Funeral Insurance to name a few.

They are all reliable, well established institutions. So, you might be inclined to just go with one of these companies and get it done with. But we encourage you to think twice before doing that. Getting a final insurance policy is a major decision, and you should know your options. Afterall we don’t expect you to be an insurance policy genius.

These companies are “captive agencies”. They only represent and sell their own insurance. We are what’s known as an independent agency. The difference being that we offer you a variety of exceptional final expense insurance plans from various carriers. Because of this, we are able to get you the best monthly rates and an individualized plan.

Popular Tourist Attractions in New Mexico:

  • Taos Ski Valley: Ski resort in Taos County, New Mexico.
  • Bandelier National Monument: National monument near Los Alamos, New Mexico.
  • Sandia Peak Tramway: Aerial tramway in Albuquerque, New Mexico.
  • Angel Fire Resort: Ski resort in Angel Fire, New Mexico.
  • Georgia O’Keeffe Museum: Museum in Santa Fe, New Mexico.
  • Philmont Scout Ranch: Mountain ranch in Cimarron, New Mexico.
  • Taos Pueblo: Ancient pueblo (Native American community) near Taos, New Mexico.
  • Cliff’s Amusement Park: Amusement park in Albuquerque, New Mexico.
  • Loretto Chapel: Wedding chapel famous for its Miraculous Staircase, located in Santa Fe, New Mexico.
  • ABQ BioPark: Aquarium in Albuquerque, New Mexico.
  • Carlsbad Caverns National Park: National park in southern New Mexico.
  • Indian Pueblo Cultural Center: Museum in Albuquerque, New Mexico.
  • Petroglyph National Monument: National monument in Albuquerque, New Mexico.
  • Albuquerque Museum: Art and history museum in Albuquerque, New Mexico.
  • Karl G. Jansky Very Large Array: Radio astronomy observatory on the Plains of San Agustin, about 50 miles west of Socorro, New Mexico.
  • Sandia Mountains: Mountain range near Albuquerque, New Mexico.
New Mexico Flag

New Mexico Health Statistics

Read on to learn some important state specific health related statistics involving New Mexico. We will also go over getting the very best  Funeral insurance coverage in New Mexico and detail how funeral insurance can help protect you and your family.

Leading Causes of Death in New Mexico

RankCause of DeathTotal Deaths
1Heart Disease3,896
4Chronic Lower Respiratory Disease 1,143
7Chronic Liver Disease/Cirrhosis605
8Alzheimer’s Disease572
9Suicide 491

(note: these statistics are taken from the CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)

Life Expectancy in New Mexico

The average life expectancy in New Mexico was 78.0 years (in 2018). Overall, New Mexico ranked #37 in average life expectancy across all U.S. states. That was a decrease of 0.4 from 2010 when the average life expectancy was 78.4 years old.

So, Nevada has a relatively low ranking amongst other U.S. states in terms of life expectancy. Does that mean that New Mexico residents are at a disadvantage compared to other states when it comes to obtaining high quality, low-cost funeral insurance? Absolutely Not! Every customer is treated in the same way we at Insurance for Final Expense treat all of our customers in all states.

The Funeral Insurance We Provide for New Mexico Residents

At Insurance for Final Expense, we partner with a large number of the very best funeral insurance providers, bringing you a variety of policies and options… We are able to do this for our customers because we are an independent funeral insurance agency. 

We only work with only the very best insurers, like Royal Neighbors Insurance , AIG, Prosperity Life Group, Mutual of Omaha Burial Insurance, Liberty Bankers Life, Sentinel Security Life, Great Western Insurance Company and more. Review all our all of our burial insurance reviews on our website.

Getting the Best Funeral Insurance Policy in New Mexico

To find the best choice in final expense insurance in New Mexico, it is so very important that you work with an independent agency who represents a variety of funeral insurance carriers. We sincerely hope that you don’t, but should you choose to go with one of the big-name advertisers like John Hancock, State Farm, Colonial Penn or Gerber Life Insurance, understand that you are locked into to only the funeral insurance products that they provide, whereas we are able to give you multiple affordable, excellent funeral insurance options.

We are here to serve YOU, never to sell you. It is our objective to help you effectively see the entirety of your choices and never to drive you into a plan that doesn’t suit you. Our way of thinking is, consistently has been, and will remain, client first.

If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.