Guide to Getting the Highest Quality Burial Insurance in Vermont

Burial Insurance Vermont

In this article, we will let you know how easy and affordable it is to get the highest quality, low-cost burial insurance in Vermont for your loved ones. Vermont is known for its stunning natural landscape, most of which is forest. Vermont is also known for being home to more than 100 19th-century covered wooden bridges, and as a major producer of maple syrup. People in Vermont are very friendly. It is second nature for them to smile and wave at others while driving about or strike up a conversation with a total stranger in the grocery aisle.

While Vermont has a large college / metropolitan area (Burlington), much of the state is rural farm land. Many of these are family farms. Family is incredibly important to Vermonters. Folks in Vermont are not typically the kind of people who would want to leave their loved ones behind with massive financial burdens when they die.

Montpelier Vermont

When You Purchase a Burial Insurance Policy in Vermont, You are Essentially Giving Your Family a Gift

While this might sound strange, it is the gift of peace of mind. When you pass away, your loved ones will be wrought with grief and agony. That’s enough to deal with. They should not have all of that coupled with struggling to scrape together funds to lay you to rest in a dignified manner. Depending on one’s wishes, people select the coverage amount that coincides with the services that will be needed. Most people choose anywhere from $5,000 to $25,000 in coverage.

Not having burial insurance is akin to playing the slots. We never know when our time will come. So very sadly, we are seeing this right before our eyes with the Coronavirus pandemic.

Will Your Loved Ones in Vermont Have Enough Money to Pay for Your Funeral Expenses?

We all know that burial and cremation costs are out of control in our country. The funeral industry often takes advantage of emotionally fragile survivors. Your loved ones may be in terrible financial shape at the time of your passing. What a heavy weight to impose on them to struggle to come up with $7,000 to $10,000 dollars or more at such a sad, solemn time.

What often happens is that your spouse and/or children will be forced to turn to high interest credit cards and subsequent debt in order to pay for the funeral costs. Burial Insurance provides the funds available to your family in Vermont to pay for your final expenses without worry.

Later in this article, we will share some state specific statistics regarding health in Vermont and explain how to get excellent, low-cost final burial insurance. You’ll learn how you can get an instant quote for final expense insurance in Vermont and get you into an excellent policy on day one with no waiting period (in most cases).

The Average Cost of Burial and Cremation in Vermont

There’s a wide price range for funeral services in Vermont. The Funeral Consumers Alliance recently completed a survey of 50 Vermont funeral homes that showed the cost of direct cremation with an alternative contained ranged from $1,065 to $3,285; the cost of immediate burial without a casket ranged from $995 to $3,550; and the cost of a full-service funeral ranged from $3,826 to $6,760. However, depending on which funeral home Vermonters choose, they can pay up to 3 times as much for the same level of services.

Shopping for Burial Insurance in Vermont

When final expense insurance comes to mind, many people immediately think of the big-name insurance companies who are constantly advertising. You the ones I’m talking about. Companies like John Hancock Burial Insurance, Globe Life Insurance, Gerber Life Insurance, AARP Burial Insurance, , Colonial Penn Burial Insurance, and State Farm Burial Insurance.

Independent vs. Captive Agency

You see their ads everywhere, so you might be inclined to just go online or pick up the phone and get burial insurance coverage from one of them. What is important to understand is that these companies are “captive agencies”. This means that they only represent the insurance carrier that they work for and they can only sell the policies that they offer.

We are what’s known as an “independent agency”. So, what’s the difference between a captive and an independent agent? The difference is that we offer you a variety of top-of-the-line burial insurance plans from multiple carriers. Because we work with a large pool of excellent burial insurance providers, we are able to get you the best monthly rates and a plan that suits your individual needs.

5 Reasons to Move to Vermont

Unpaktblog put together of a list of 5 Reasons to Move to Vermont:

  1. The lowest crime rate in America: Are you worried about crime? Vermont has the lowest crime rate in America.
  2. Low population density: If you hate crowds and traffic jams, then Vermont is where you should live and work. 
  3. One of the best states for education: Vermont is one of the best states for education in the U.S. 
  4. Proximity to metropolitan areas: Although Vermont has no city having a population reaching even 50,000, its proximity to some of the biggest cities in the northeastern United States makes it an ideal place to live.
  5. A great place for nature activities all year round:
  6. Vermont may be a small state, but it is a great place to be outdoors with mountains, lakes, rivers, and forests that provide opportunities for nature activities all year round. 
vermont flag

Vermont Health Statistics

Please continue reading to learn some important state specific health related statistics involving Vermont. We will also go over getting the very best burial insurance coverage in Vermont and explain how burial insurance can help protect you and your family.

Leading Causes of Death in Vermont

Rank Cause of Death Total Deaths
1 Heart Disease 1,434
2 Cancer 1,332
3 Accidents 394
4 Chronic Lower Respiratory Disease 375
5 Alzheimer’s Disease 370
6 Stroke 249
7 Diabetes 163
8 Suicide 112
9 Hypertension 86
10 Parkinson’s Disease 81

(note: these statistics are taken from the CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)

Life Expectancy in Vermont

The average life expectancy in Vermont was 79.7years (in 2018). Overall, Vermont ranked #16 in average life expectancy across all U.S. states. That was a decrease of 0.8 from 2010 when the average life expectancy was 80.5 years old.

So, people in Vermont still live pretty long lives, which is great. Life expectancy by state is not a determining factor for insurers when it comes to rates though. We view each customer as an individual who deserves the same exceptional service we provide to all Americans.

The Burial Insurance We Provide for Those in Vermont

At Insurance for Final Expense, we work with a large pool of the best burial insurance companies with tons of plans and options to choose from… We are able to do this for our clients because we are an independent burial insurance agency.  We trust that you should and will make the best choices for you and your loved ones. Getting burial insurance is a personal decision. We are just here to help guide you.

We only work with only the very best insurers, like Mutual of Omaha Burial Insurance, Great Western Insurance Company, Royal Neighbors Insurance, Liberty Bankers Life, AIG, Sentinel Security Life and Prosperity Life Group along with others. Check out all of our burial insurance reviews on our website. You shouldn’t have to be a burial insurance policy genius to get the best coverage out there. We will be there to assist you throughout the entire process.

Getting the Very Best Burial Insurance Policy in Vermont

To find the best choice in final expense insurance in Vermont, it is so very important that you work with an independent agency who represents a variety of burial insurance companies. We hope you don’t, but if you go with one of the big-name advertisers like Gerber Life Insurance, John Hancock, State Farm  or Colonial Penn, you are stuck with one final expense insurance product, whereas we are able to give you multiple affordable, excellent burial insurance options. We hope that you do your shopping so you aren’t tossing your money away.

We Are Here to Serve YOU, Never to Sell You

It is our objective to help you effectively see the entirety of your choices and never to drive you into a plan that doesn’t suit you. Our way of thinking is, consistently has been, and will remain, client first.

If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.