Your going to live forever right? We all know that isn’t possible. None of us want to leave our family and loved ones burdened. That’s why it is imperative that you have a burial insurance policy in place by age 66.
Not all people who die are images of balloons and birthday cake.
Ever hear of Cesar Chavez? Most famous as a social activist of the 1960’s, for his work in helping to improve the lives of California farm workers. But he was more. Cesar Chavez was an American labor leader, community organizer, and Latino American civil rights activist.
Cesar was the son of migrant laborers, and later founded the National Farm Workers Association (NFWA) and later the United Farm Workers (UFW) Association (NFWA) and later the United Farm Workers (UFW)
Cesar had a Mission…. to Work for a Safe and Just Food Supply
- Integrity: Doing the right thing even when no one is looking
- Si Se Puede® Attitude: A personal and organizational spirit that promotes confidence, courage, hard work, and the belief that we can do the impossible.
- Dignity: Recognizing and respecting the inherent worth of all people.
- Innovation: The active pursuit of new ideas.
Never Give Up, Unless you buy Colonial Penn Life Insurance …
No one is immune from death. Cesar thought his life was just fine. His impact on the world lives on and will continue to do so.
And now he is dead. Why did we have to lose this amazing person at age 66? It raises the question on a personal level… Shouldn’t we all have burial Insurance by age 66?
Cesar may not have needed Final Expense coverage. Thousands attended the funeral of Cesar Chavez.
Cardinal Roger Mahony of Los Angeles, the main celebrant of the funeral mass, called Mr. Chavez “a true prophet,” like the Apostle James, who dedicated his life to championing justice and dignity for the poor.
Behind the coffin marched his widow, Helen, and Ethel Kennedy, widow of Sen. Robert F. Kennedy, who adopted Chavez’s cause in the ’60s. Other dignitaries and celebrities included former California Gov. Jerry Brown; civil rights leader Jesse Jackson; two of Mr. Kennedy’s sons, Joe and Robert Jr.; and actors Edward James Olmos and Ed Begley Jr.
His funeral was well honored.
It’s You and Me, Normal Folks who Truly Need the Burial Insurance Coverage at 66.
We all are going to die. I am going to die. We are in the Final Expense Insurance business, only unlike funeral directors who cash in with one massive payment after you pass, we do it more scientifically.
With small monthly payments that leave your loved ones free of burden when you do pass.
And these policies can be incredibly financial beneficial. If you get covered at 66 and pass at 67 or 68, you’ve only made a handful of payments and yet your loved ones get full coverage.
One giant payment. The math works out great in your families favor.
You can try and put it off, but in the end you are going to either be cremated or buried. I know, it’s hard to believe, but it’s coming. The proof is that even the greatest amongst us like George Washington and Muhammad Ali, they are both dead.
Why is Having Burial Insurance at 66 Years Old a Must?
When you die, the sharks come out. The sharks being the funeral directors. Wow, do they have a great business. They do around wearing a black suit and you thinking they must have miserable lives, when in fact the minute they leave that funeral home they are off to their million dollar mansions.
I do just fine with Insurance for Final Expense, but what if I had been a funeral director in black? All the money they make …
But I would hate that job. Walking around with a suit and tie and caskets and cashing in on people AFTER their loved ones passed.
Things can be so easily taken care of before you pass. Why leave yourself financially beholdant to the “kind heart” of your local funeral director?
What your loved ones need when you pass, is a fist full of cash, so they can go in and negotiate their terms with him, verses just going in and hopeing he has a special offer (they rarely do).
This is why folks need real burial coverage. We can play around with the reality all we want, but you will die and when you die, there will be terrible costs and there are some that have coverage and some without.
Sample Burial Insurance Rates for 66 Year Olds
|GENDER & RATING||$5,000||$10,000||$15,000||$20,000|
|Non Tobacco User- Female||$24.00||$44.00||$65.00||$86.00|
|Tobacco User- Female||$34.00||$64.00||$96.00||$128.00|
|Non Tobacco User- Male||$31.00||$59.00||$86.00||$115.00|
|Tobacco User- Male||$45.00||$87.00||$130.00||$173.00|
You’ll be dead … it won’t matter, right? I just don’t see the world that way. Instead, I see it as the insurance carriers protecting folks from the funeral directors and let the better man or women win.
I just don’t see the world that way. Instead, I see it as the insurance carriers protecting folks from the funeral directors and let the better man or women win.
But I have coverage. I’m not sure what happens to me after I die. Maybe I become ashes and just evaporate into the ground. Maybe there is a heaven and I can see every single thing that goes on here on earth
But … I want my wife taken care of. She has been a loving partner for the past 16 years. I do not want her in a mess. She has always been good to me. She has given me two beautiful boys and has already made my life complete.
Period … I don’t want to think too much about it. While I am 57… not yet 65, I rest easy each night knowing that I have burial insurance coverage. It’s my favorite and most important bill to pay each and every month. I know my family will be okay.
With Valentines Day approaching, thoughts are racing through my mind over how to show my appreciation for my beloved wife. The obvious comes to mind… flowers, dinner, jewelry and of course chocolate.
Speaking of chocolate, have you ever heard of a man named Bob Williams of Long Grove, Ohio? Bob Williams has made it his life mission to hand out Hersey Chocolate bars to people he meets. Hersey has used him on some of their TV advertisements.
Bob Williams is truly an inspiration. This amazing man, a Veteran & retired School Teacher, now at 95 years old continues to make his mark on the world.
We Could All Learn a Few things from Bob Williams
- He is Selfless
- Bob is Kind
- He Brings those Around him Comfort
- He is Paying it Forward
That brings me back to the subject of this article, having a burial insurance policy in place by age 66. Bob is still in good health and obviously has an amazing soul. Bob Williams is truly an inspiration. This amazing man, a Veteran & retired School Teacher, now at 95 years old continues to make his mark on the world.
But even with all of that, Bob is going to pass as well.
I would like to think that his service and kindness is part of his longevity. But the reality is that there are too many good people who leave this earth too early. Earlier than their time.
When you protect your loved ones with a final expense insurance policy, you are essentially paying it forward, albeit without the chocolate.
Think long and hard about what life will be like for your family when you are gone. Do you want them to have the opportunity to grieve peacefully without financial stress hanging over them like a dark cloud?
Of Course You Do… And Having Burial Insurance at 66 is Part of it.
You want to leave a great legacy, just like Bob will. And you don’t wan’t your family in more grief than they will be when you are no longer there to comfort them. Pay it forward is usually something we think about when carrying out acts of kindness towards strangers. But it applies just as much to those we know and love.
I know, some are thinking they would never take a chocolate bar from a stranger. It just shows how bad the trust in our society has gotten, but Bob is a wonderful gentleman who proves that not everyone is like our politicians or they previously mentioned who ended up dead in their prison cell. People Are Not All Bad
It’s just the people we mostly hear about on TV and the Internet that are MOSTLY bad. Bob Williams is wonderful.
We are not using Bob as a way to promote coverage. The fact is, because he lived so long, if he had bought coverage at age 66 and been paying all of these years, he would have paid far more than the policy would be worth.
If you think you are going to live to 95 and still be healthy like Bob, a burial insurance policy might not be the absolute best idea at age 66.
But How Many of You Think you Will Make it to 95?
I rarely talk to someone who thinks they will live past their high 70’s or low 80’s. I’m 57 and I can’t imagine making it that long. Will I be at a computer screen typing reports at age 89?
I doubt it …
Plus their is a lot of stress in our lives. Bob gives out Chocolate and everyone around him is happy. In my life there are two boys jumping on the furniture and my older one is always trying to come up with an excuse to skip karate classes.
It’s stress, stress, stress …
And our business is fantastic, but it’s not like an automated thing where you sit back and the “cash register” rings. People call in day and night have questions (very appropriate) and need to increase coverage and sometimes I just need a break and guess what …
There is no Break …
I know a lot of you don’t have the chaos in your lives that I do. But one way or the other you experience the stress of todays society. It’s just the way it is.
I wish I could be like Bob Williams, but I can’t. This is why I have coverage.
With no coverage in place, there will be confused people trying to piece together coverage on their credit cards so you can be cremated or burried.
In a way, my form of giving out chocolates is providing these policies that are far superior to Colonial Penn Final Expense Life Insurance. We have a better product. And every time we provide one, I am doing my good as well just like Bob Williams.
When you protect your loved ones with a final expense insurance policy, you are essentially paying it forward, albeit MINUS the chocolate.
Think long and hard about what life will be like for your family when you are gone. They will miss you. Don’t let them have huge bills on their credit card statements as well.
Choose John Hancock final expense with their sometimes very overpriced policies, or pick something a whole lot better … us.
Use the quote tool on the right hand side of the page to find out exactly how much you can save.
Gary P. Cubeta
(Serving Americans In All 50 States)