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Life Insurance
The Last Word

The Last Word … Your Will

Writing the Last Word If you read the New York Times’s obituary page, you will find row on row of testimonies to people who recently died. Each obituary seems to detail everything about this person’s life on earth. It is more than just the birth and death dates; we are talking about hobbies, high schools,…
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Term Life Insurance for the Ladies

Term Life Insurance for the Women

One of the most heart-wrenching conversations that a financial professional will have is one with an elderly widow whose husband recently died. The lady will admit that her husband took care of all the financial matters. She does not know what to do now that he is gone. It’s terrible, but this is also a…
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Modified Whole Life Insurance

The Skinny on Modified Whole Life Insurance

Insurance policies are not static documents. These are products that will change over time as consumer demand modifies the needs of a buyer. whole life insurance comes in various forms, and a consumer may browse through them to see what is going to provide the best coverage. One type is modified whole life insurance. It…
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Lower Life Insurance Rate Health

My Health Improved. Can I Get a Lower Life Insurance Rate?

You are all set.  You have life insurance and if something were to ever happen to you, your family would be financially cared for.  I know the feeling myself.  I have two policies in place for my wife Sandra and both my boys.  I don’t want to die, but I know I eventually will and…
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Life Insurance with Living Benefits

Life Insurance with Living Benefits

Buying Life Insurance can be brutal.  What policy do I buy?  Who do I buy it from?  How do I know that the policy I am buying is any good?  It’s enough to make your head spin. In this article, we’ll answer these questions and discuss getting life insurance with living benefits. And a lot…
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