Attention, Georgia Residents… Are you Searching for Affordable Final Expense Insurance?

Final Expense Insurance Georgia

Here at Insurance for Final Expense, we’ve got you covered!  In this article we will go over some state specific statistics and look at why The Peach State is so amazing and focus on getting the most affordable, high quality final expense insurance out there for residents of Georgia.

Don’t Burden Your Loved Ones!

If you are reading this article, you are probably looking to get burial coverage for yourself or for a spouse or other family member. You have probably heard the horror stories from friends or others who lost a loved one that didn’t have this valuable financial asset in place. You may have experienced it yourself over the years when your family members have passed.

Burial and cremation costs are out of control in this country! The last thing anyone wants to do is leave their family to come up with thousands and thousands of dollars to lay them to rest in a respectful way. But without final expense insurance in place, that’s what will happen. Not everybody’s children or spouses have that kind of money laying around.

Why You Need Burial Insurance… Funeral and Cremation Costs in Georgia

Guess how much the average cost of a funeral is in Georgia? In Georgia the average cost of a traditional funeral is in the region of $4,500 (without cemetery fees). That is actually significantly lower than the national average of $7,755 without a burial plot or cemetery costs (according the National Funeral Directors Association 2012).

Now cremation is less expensive, costing Georgia Residents on average $3,000. Now keep in mind that that cost does not include any ceremony costs and it depends largely on what the deceased’s wishes were. While many people wish to be cremated, others choose burial.

Even if they are not a policy genius, more Americans are choosing cremation though recently. The National Funeral Directors Association released its 2018 Cremation & Burial Report with very intriguing stats for both the funeral industry and the public. In 2020 the cremation rate is estimated to reach 53.5%, with a prediction that the national cremation rate will climb to 80% by 2035.

Shopping for Final Expense Insurance in Georgia

So, it’s clear to most people in Georgia and beyond that this is pretty heavy financial weight to leave behind on their families. Your loved one’s should be grieving your loss, not struggling to come up with the funds to give a proper ceremony or even worse arguing over the finances.

The Ads for Final Expense Insurance are Everywhere.

You are bombarded with them from companies like Aetna Final Expense Insurance, AARP Burial Insurance,  John Hancock Final Expense Insurance, State Farm Final Expense Insurance, Globe Life Insurance and Colonial Penn Life Choice. These are all good final expense insurance companies, but you may not be getting the best deal with them. Think about it… those ads and celebrity spokespeople don’t come cheap.

When you work with an independent agency, like Insurance for Final Expense, you are dealing with a company offering multiple burial / final expense plans and solutions. Because we work with multiple carriers, we are able to get you the best monthly premium and plan to suit your specific desires. And we only work with best of the best insurers, like Mutual of Omaha Burial Insurance,  Royal Neighbors Insurance, AIG, Liberty Bankers Life, Prosperity Life Group, Transamerica, Sentinel Security Life and Great Western Insurance Company to name a few.

What Makes Georgia Such an Amazing State?

Georgia is the largest state east of the Mississippi River. With 159 counties, it also has more counties than any other state east of the Mississippi. Although Georgia is called the Peach State, it’s also the nation’s top producer of peanuts, pecans, and Vidalia onions.

welcome to georgia

From busy, cosmopolitan cities to the beautiful, sandy coastline and magnificent mountains, Georgia is an extraordinary state unlike any other. You’ve got modern Atlanta with its urban skyline and the largest aquarium in the world. Historic Savannah is unbelievably charming and beautiful with and majorly impressive architecture. There are wild horses on Cumberland Island National Seashore, Georgia is also home to over 400 Civil War sites. Augusta Georgia is home to the Masters Tournament, one of the four major championships in professional golf.

The food in Georgia is amazing. Georgia is known for it’s traditional Low Country Cuisine which includes dishes like redfish, shrimp and grits, and gumbo, typically all made with local Georgia fish and seafood. If you want to experience this amazing cuisine, check out The Coastal Cuisine, in Saint Simons Island, Georgia, renowned for this type of fare.

Please continue on to learn some meaningful state specific health related statistics involving Georgia. We are also going to discuss getting the very best final expense insurance policy in Georgia and explain how burial insurance can help protect you and your loved ones.

georgia state flag

  Leading Causes of Death in Georgia

Rank Cause of Death Total Deaths
1 Heart Disease 18,143
2 Cancer 17,184
3 Chronic Lower Respiratory Diseases 4,805
4 Accidents 4,021
5 Stroke 4,349
6 Alzheimer’s Disease 3,714
7 Diabetes 2,238
8 Kidney Disease 1,864
9 Septicemia 1,565
10 Suicide 1,423

(note: these statistics are taken from CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population)

Life Expectancy in Georgia

The average life expectancy in Georgia was 77.7 years (in 2018). In all, Georgia ranked #39 in average life expectancy across all U.S. states. That was an increase of 0.5 from 2010 when the average life expectancy was 77.2 years old.

Georgia is in the bottom 50% U.S. states in terms of life expectancy. This could make you wonder, “As a Georgia resident, will I have to pay more for final expense insurance than higher ranking states?”

While you may assume that you will be forced into a higher premium for the same amount of burial insurance in Georgia. That would be an incorrect assumption. At Insurance for Final Expense, we see you as an individual who deserves the same dedicated service as everyone else.

Back to the Final Expense Insurance We at Insurance for Final Expense Provide for Those in Georgia

At Insurance for Final Expense, we offer a plethora of the best final expense insurance companies with plans and choices that suit YOUR needs… We can do that because we are an independent burial insurance agency.  You and only you know what’s best for you and your family and we respect that. Please feel free to read all of our burial insurance reviews on our website.

Finding the Best Final Expense Insurance Policy in Georgia

First off, when choosing Burial Insurance in Georgia, it is essential to work with a licensed, independent agency that specializes in burial and final expense insurance.

To find the best choice in burial insurance in Georgia, it is so very important that you work with an independent agency who represents multiple burial insurance companies. We can’t emphasize this enough! We hope you don’t… but if you go with one of the big-name advertisers like John Hancock, State Farm or Colonial Penn, you are glued to one burial insurance product, whereas we are able to give you multiple affordable, excellent burial insurance options. This is a serious decision. Make sure you know what your options are!

Working with an independent agency like Insurance for Final Expense is completely free to you. Unlike working with a captive agent, we as independent agents are paid by the insurance companies. It has zero effect on your rates. 

If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.