Affordable Final Expense Insurance for Oklahoma Residents!

Final Expense Insurance Oklahoma

Are you looking for an affordable final expense insurance policy in the Sooner State? We love our Oklahoma clients and are here to help with just that, affordable, exceptional Final Expense insurance! 

At Insurance for Final Expense, this is our primary mission and it is all we focus on. This means that, we are experts in getting our customers the best of the best in final expense insurance at a monthly cost that won’t break the bank… 

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Always keep in mind that we can help people across many states to get the premier final expense insurance that we offer. In this article, we will focus on Oklahoma.

Read on to get some important state specific stats about Oklahoma, along with the many things that make Oklahoma such a great place to live or visit. We will also let you know how to find the best final expense insurance policy in Oklahoma and assist you in truly understanding just how final expense insurance can help protect you and your family.

Oklahoma flag

Leading Causes of Death in Oklahoma

Rank Cause of Death Total Deaths
1 Heart Disease 10,772
2 Cancer 8,203
3 Chronic Lower Respiratory Diseases 3,035
4 Accidents 2,563
5 Stroke 1,947
6 Alzheimer’s Disease 1,752
7 Diabetes 1,398
8 Suicide 756
9 Chronic Liver Disease/Cirrhosis 670
10 Flu/Pneunomia 625

(note: these statistics are taken from CDC website and the data is for the year of 2017)

Chronic Lower Respiratory Disease

Chronic Lower Respiratory Disease is the 3rd leading cause of death in Oklahoma and one of the leading causes of death in the United States. Below is an overview of Chronic Lower Respiratory Disease. Chronic respiratory diseases (CRDs) are diseases of the airways and other structures of the lung. Some of the most common are chronic obstructive pulmonary disease (COPD), asthma, occupational lung diseases and pulmonary hypertension.

  • COPD: Chronic obstructive pulmonary disease (COPD) is a chronic inflammatory lung disease that causes obstructed airflow from the lungs. Symptoms include breathing difficulty, cough, mucus (sputum) production and wheezing. It’s caused by long-term exposure to irritating gases or particulate matter, most often from cigarette smoke. People with COPD are at increased risk of developing heart disease, lung cancer and a variety of other conditions.
  • Asthma: Asthma is a condition in which your airways narrow and swell and produce extra mucus. This can make breathing difficult and trigger coughing, wheezing and shortness of breath. For some people, asthma is a minor nuisance. For others, it can be a major problem that interferes with daily activities and may lead to a life-threatening asthma attack.
  • Occupational Lung Diseases: Repeated and long-term exposure to certain irritants on the job can lead to an array of lung diseases that may have lasting effects, even after exposure ceases. Certain occupations, because of the nature of their location, work, and environment, are more at risk for occupational lung diseases than others.
  • Pulmonary Hypertension: Pulmonary hypertension (PH), is a complex and often misunderstood disease. The term PH means high blood pressure in the lungs. 

Life Expectancy in Oklahoma

The average life expectancy in Oklahoma was 76.0 years (in 2018). Among all US states, Oklahoma ranked #45 in average life expectancy. That was an increase of 0.1 from 2010 when the average life expectancy was 75.9 years old.

This means that Oklahoma is in the bottom ten of U.S. states in terms of life expectancy at number 45. But that does not mean that you will pay higher rates for Final Expense insurance that someone living in a higher rated state? The answer is absolutely not! This has absolutely nothing to do with the cost of your premiums or the coverage amount.

Your age and health will play a factor in obtaining great low-cost affordable final expense insurance in Oklahoma. But not as much as you may think. We urge you to stop procrastinating! This is a valuable financial asset for your family when you pass.

2020 Best Places to Live in Oklahoma

Niche put together the following list of the best places to live in Oklahoma:

  • Edmond: Edmond is a suburb of Oklahoma City with a population of 91,053. Incredible community that is growing fast and well. The city’s motto, “A great place to grow” is no lie. Edmond has a cool downtown that is adding more amazing restaurants and things to do!
  • Jenks: Jenks is a suburb of Tulsa with a population of 21,793. Still the small town feel even as the population grows! The school system is one of the best around. Living in Jenks offers residents a rural feel.
  • Bixby: Bixby is a suburb of Tulsa with a population of 25,818 The people there are very friendly and welcoming. The town is small so everyone knows each other. Living in Bixby offers residents a sparse suburban feel and most residents own their homes. 
  • Norman: Norman is a suburb of Oklahoma City with a population of 121,090. Norman is in Cleveland County and is one of the best places to live in Oklahoma. Living in Norman offers residents a dense suburban feel.
  • Owasso:  In Owasso there are a lot of parks. Many families and young professionals live in Owasso and residents tend to lean conservative. The public schools in Owasso are highly rated.
  • Bartlesville:  Living in Bartlesville offers residents a sparse suburban feel and most residents own their homes. Many families, young professionals, and retirees live in Bartlesville and residents tend to be conservative.
  • Alva: Alva is a very family friendly town. It has what you need for day to day living and more. The town has many churches to choose from and join. Most of the people are down to earth friendly. It is a very safe and affordable. 
  • Broken Arrow: The people around Broken Arrow are very nice and the restaurants are also excellent! In addition to restaurants and people, the “noise pollution” is very low compared to more populated cities. 
  • Fort Gibson: The people in this town are genuinely wonderful. They are kind, generous, and easy-going people that absolutely love their lives there.
  • Goldsby:  Goldsby is great for three important reasons. One reason is that you feel like you are in the country but in reality, you are only 10 minutes away from downtown Norman. The second reason is the awesome people there. Everyone is friendly and incredibly nice. The third reason is that it is close to the University of Oklahoma and i love going to college football games.

Shopping for Final Expense Insurance in Oklahoma

It is important to use care when shopping for Final Expense insurance. Luckily, at Insurance for Final Expense, we make it simple for you. Rather than spending countless hours searching captive agencies or haggling with door to door salespeople, we have it all here, in one place!

All you need to do is fill out the final expense insurance quote form on our website, and you can review and compare rates and carriers. The cost of insurance over the life of the policy can be significant, and the benefits provided are important to your survivors. You should determine what you need. Then, call us with any questions.

An Independent Insurance Agency vs. a Captive Agency

Many of you in Oklahoma have seen the commercials (over and over) for final expense insurance companies like AARP final expense insurance, State Farm final expense insurance, final expense life insurance from John Hancock, and Colonial Penn Burial Insurance. They are omnipresent whether you have the TV on or are online (computer and phone). They are unrelenting, pushing their insurance products down your through… Here’s the problem, the insurance agents on the other end of the line are only able to sell for one company, theirs

At Insurance for Final Expense, we give you choices. We can do that because we are an independent agency.  We offer a variety of high-quality insurance companies and plans so that you can choice what’s best for you and your loved ones in Oklahoma.  Feel free to read all of our burial insurance reviews on our website.

How Does Final Expense Insurance Work?

Final Expense Insurance plans are straightforward, easy to understand policies designed for folks who don’t want to leave their families in financial distress when they die. Burial Insurance policies are simply small-scale whole life policies tailored to cover your final expenses.

Here is what you can expect from a Final Expense Insurance Plan when you deal with Insurance for Final Expense:

  1. Your Premiums are Locked
  2. Your Death Benefit Will Not Go Down
  3. There is No Policy Expiration Because of Age 

Insurance for Final Expense Can Provide Coverage on Day One

After approval, you will be protected on the day of your first payment (unless you have certain major health conditions, in which case a two-year waiting period may be imposed by the insurer).  But we prefer to get you in with NO two year waiting period whenever possible.

Getting You Excellent Final Expense Insurance

Before we reveal our proven record to assist you in finding you a first-rate, affordable final expense insurance policy, let’s consider the following…

There are 3 main components/questions to consider when choosing the final expense insurance policy that best suits your needs.

  1. Is the insurance company financially stable?
  2. Does your coverage require a waiting period?
  3. Do they offer excellent rates compared to other burial insurance companies?

Guess what? We already have a number of policies and carriers that come with an answer to all three of these questions.

So How Do You Find the Best Burial Insurance Policy in Oklahoma?

With Final Expense Insurance, it is so important to work with a licensed, independent agency that specializes in final expense.

To find the best burial insurance in Oklahoma, you really should be working with an independent agency representing multiple final expense insurance companies. If you choose to go with one of the big-name advertisers like Colonial Penn or AARP, you are tied to one product, whereas we are able to give you multiple low-cost options.

Working with an independent agency like Insurance for Final Expense is completely free to you. Unlike working with a captive agent, we as independent agents are paid by the insurance companies. It has zero effect on your rates. 

If you need help with guaranteed issue or final expense insurance in Oklahoma, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.