fbpx

A Guide to Getting Excellent Final Expense Insurance in Virginia

final expense insurance virginia

Are you a Virginia resident looking for high quality Final Expense Insurance? Of course you are! That’s why you are reading this article, and we are happy that you are… Final Expense Insurance is readily available for folks in Virginia. The state motto of Virginia is “Sic semper tyrannis”.  The motto was adopted as an element of its official seal. The Virginia State Motto, adopted in 1776, appears on the State Seal, symbolizing victory over tyranny. While the motto has no literary origin of note, it means “Thus ever unto tyrants”.

Virginians are Tough, Freedom Loving Americans.

In this article, we will explain just how simple, hassle free, affordable and important Burial Insurance coverage can be. We will also discuss some meaningful state specific health related statistics involving Virginia and what makes the state of Virginia so special!

A lot of people wonder if they are in good enough health or perhaps too old to get a Final Expense Insurance Policy. Fear not…  Here at Insurance for Final Expense, we help people in Virginia and across the country secure solid, low cost burial insurance policies every day.

The Financial Costs of Burial and Cremation in Virginia

The average cost for a burial is around the $7,000 mark in Virginia. The National Funeral Directors Association surveyed the average cost of a funeral across the U.S. at $7,045 (2012) but this does NOT include any cemetery costs. Adding in cemetery fees is likely to make your total cost for a traditional burial close to $10,000.

A cremation can cost anywhere between $1,200 to $4,000 in Virginia.  It largely depends on the type of cremation service you opt for.  

Shopping for Burial Insurance in Virginia

Advertisements for Final Expense Insurance are prevalent on TV, online, radio, print etc. You are barraged with these ads from companies like Colonial Penn Burial Insurance, Aetna Final Expense Insurance, AARP Burial Insurance,  John Hancock Burial Insurance, State Farm Final Expense Insurance or Globe Life Insurance. These are all fine final expense insurance companies, but you may not be getting the best bang for your buck with them.

Working with an independent agency, like Insurance for Final Expense, allows you to deal with an independent agency offering multiple burial / final expense plans and solutions. Because we work with multiple carriers, we are able to get you the best monthly rates and plan to suit your specific needs.

What Makes Virginia Such an Interesting State?

Virginia is known as the Old Dominion. But why is Indiana known as the Old Dominion? The nickname was earned by the loyalty of Virginia to the Royalist cause during the English Civil War and afterward, during the English Commonwealth. The moniker was given by King Charles II in recognition of Virginia’s loyalty to the Crown, after the Restoration.

Another nickname for Virginia is the “Mother of Presidents” because it is the birthplace of eight U.S. presidents.

15 Reasons Why You’ll Want to Live in or Move to Virginia

Considering moving to Virginia? You’re not the only one. The state has gained notoriety for an accomplished populace and a solid job market. There are small communities and sizable urban areas, conservative areas and liberal ones. Look at our rundown of 15 things to know before moving to Virginia. Some are great. Some are not as good.

Overall, Virginia is a Great Place to Live.

  1. Northern Virginia is in D.C.’s orbit but there’s plenty more to Virginia. 
  2. Virginia is becoming more diverse.
  3. There’s wine country in Virginia.
  4. Virginia’s beaches are nothing to sneeze at.
  5. Higher education is thriving in Virginia.
  6. Virginia’s military presence is sizable. 
  7. Virginia is a great place to explore U.S. history.
  8. Peanuts are big in Virginia.
  9. There’s more for kids than just Busch Gardens.
  10. Virginia is a great place for foodies.
  11. Traffic can be heavy.
  12. The cost of living is pretty high.
  13. Virginia is a swing state.
  14. The culture varies widely from place to place.
  15. The fall colors will blow you away.

Please continue on to learn some meaningful state specific health related statistics involving Virginia. We are also going to discuss getting the very best final expense insurance policy in Virginia and explain how burial insurance can help protect you and your loved ones.

  Leading Causes of Death in Virginia

Rank Cause of DeathTotal Deaths
1Heart Disease15,064
2Cancer14,861
3Accidents3,922
4Stroke3,555
5Chronic Lower Respiratory Diseases3,363
6Alzheimer’s Disease2,549
7Diabetes1,967
8Kidney Disease1,618
9Septicemia1,249
10Flu/Pneumonia1,245

(note: these statistics are taken from CDC website and the data is for the year of 2017. Keep in mind that these numbers vary from state to state due to population and state rank across the U.S.)

Life Expectancy in Virginia

The average life expectancy in Indiana was 79.5 years (in 2018). Overall, Virginia ranked #18 in average life expectancy across all U.S. states. That was an increase of 0.5 from 2010 when the average life expectancy was 79.0 years old. Great job, Virginia!

Virginia is in the bottom 20 U.S. states in terms of life expectancy. Does this data have any effect on final expense insurance for those in Virginia? One would think that it could possibly result in lower rates and better policies for residents of Virginia.

However, that is not the case. Here at Insurance for Final Expense, we look at each customer nationwide as an individual who deserves the same exceptional service as everyone else.

The Final Expense Insurance We at Insurance for Final Expense Provide for Those in Virginia

At Insurance for Final Expense, we work with a large variety of the best final expense insurance companies with tons of plans and options that work for you… Why can we do this? This is due to the fact that we are an independent final expense insurance agency.  We respect your choice in choosing what’s best for you and your loved ones. We respect that. We know that this is a very personal decision. Please feel free to read all of our burial insurance reviews on our website.

We Work with the Best of the Best to Help you in Virginia with your Final Insurance Guidance!

And we only work with best of the best insurers, like Mutual of Omaha Burial InsuranceRoyal Neighbors Insurance, AIG, Liberty Bankers Life, Prosperity Life Group, Sentinel Security Life and Great Western Insurance Company to name a few. Remember, you don’t need you to be a final expense insurance policy genius to get the best coverage available. We will guide you through the entire process, from beginning to end.

We are here to serve YOU, never to sell you. It is our objective to help you effectively see the entirety of your choices and never to drive you into a plan that doesn’t suit you. Our way of thinking is, consistently has been, and will remain, client first.

Finding the Best Final Expense Insurance Policy in Virginia

Number one, when selecting Burial Insurance in Virginia, it is critical to work with a licensed, independent agency that specializes in burial and final expense insurance.

To find the best choice in burial insurance in Virginia, it is so very important that you work with an independent agency who represents a variety of final expense insurance companies. This is so important! We hope you don’t, but if you go with one of the big-name advertisers like John Hancock, State Farm or Colonial Penn, you are glued to one burial insurance product, whereas we are able to give you multiple affordable, excellent final expense insurance options. Make sure you know what your options are!

Working With an Independent Agency Like Insurance for Final Expense is Completely Free to You.

Unlike working with a captive agent, we as independent agents are paid by the insurance companies. It has zero effect on your rates. 

If you need help with guaranteed issue or final expense insurance, it would be our honor to assist you. Please call us at 1-800-400-8319. If you would rather that we call you, just fill out the quote form on this page and a licensed agent will be in touch with you promptly.